JCB cards are credit and debt cards from a Japanese company that are popular in a variety of countries but not available in the United States. They are acceptable everywhere players can use Discover cards, and they offer some of the advantages of a credit card like cashback when using online casinos.
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About JCB
JCB is a Japanese based credit card company that is popular in Asia. JCB issues credit and debit cards in 22 countries including Japan and China, but people may not have them in the United States. Merchants accept JCB cards in over 190 countries, making this a popular payment method at internet JCB Casinos.
Why Choose JCB
Merchants accept JCB cards all over, including where they accept Discover cards. These cards come with additional benefits depending on the card selected itself. A popular credit card offers 3% cash back on purchases, and credit offers a way of financing big purchases without having all the necessary funds available upfront. In terms of online casino payment methods, this one is secure because transactions require a password in addition to the normal requirements to make card payments online. This should help to significantly reduce the possibility of someone making fraudulent transactions with one of these cards.
How to Use JCB
Using a JCB card should not be a hassle, as the biggest difficulty in doing so is finding JCB Casinos that accept the payment method. Players make transactions like any other bank card method and take around as long as other credit and debit cards. This is one of the easiest methods to use at an online casino as it is just like any other online purchase.
Guide to Setting Up an Account
There is a simple process to set up a JCB account. The process is like applying for any other credit card, and first, the applicant must select which card to apply for. This can be a simple as looking online or as complex as going to the bank. Next, fill out the application in its entirety and submit it. The approval process can take up to four weeks, but the company has been known to return an answer in under a week. Setting up a JCB account is not difficult and finishing the application should not take too long either. The worst part about the whole process is the approval waiting period.
Casino Deposits and Withdrawals
Depositors can use a variety of online JCB Casinos in addition to those internet casinos accepting Discover cards. Withdrawals are available at fewer casinos, but there are still a surprising number of places that accept JCB. Transactions should happen very quickly. Deposits should appear close instantaneous like other debit and credit card methods. Withdrawal times vary, but they should happen in the same time frame as other cards. This is not a guaranteed time frame and will change with the JCB Casino selected, but JCB should operate at online casinos like any other credit or debit card.
JCB System Fees
There are some fees for using a JCB card, and they differ for the exact type of card used. One popular option includes a $15 annual fee, a $2 or 2% cash advance fee, a 1.1% foreign transaction fee, and a $15 late payment fee. The fees of using this type of payment method are substantial, but that is common with most credit cards, not to mention the high-interest rate these payment methods charge. As for the debit card options, note the $35 overdraft fee.
Pros
One of the positives about the JCB payment method is that the cards are not just a way to play at online JCB Casinos but also are fully functional credit and debit cards that people can use in any other transaction where the cards are accepted. Another positive to these cards is that they are often already on hand. Over 141 million people already use JCB cards, and online casinos require little else other than verification to transfer funds to a JCB Casino account. Note that cashback applies to money transferred to internet casinos with JCB too.
Cons
Waiting for an application to come back might feel like it takes a while. This could upset some people, especially if the company does not accept the application. It is harder to budget gambling funds successfully when the gambling money is sitting with the money from a credit card or checking account. This might be a turn off for some people because not everyone gambles regularly, and some might want a little space between their budgeted funds. It is not the best idea to gamble on a line of credit.
